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VISA Electron

Visa Electron is a debit card that is directly linked with your current account. Thus the card provides you with a convenient way to access the funds in your account, any time of the day or night whenever you need it.
If you need cash it can be obtained at any Intesa Sanpaolo Bank Albania ATM, or at any other ATM where the Visa Electron logo is displayed, both in Albania as well as over 945,000 ATMs worldwide.
Your Visa Electron is also suited for purchases at any POS (Point-of-Sale) terminal in Albania and at millions of merchants worldwide. Both in shops, supermarkets, restaurants, travel agencies, gas stations and anywhere else the Visa Electron logo is displayed, in Albania and abroad.
As a debit card Visa Electron gives you, the cardholder, complete control over your expenditures. Every transaction you perform with the card is clearly displayed on your account statement, allowing you to verify each transaction.
Important Notice
The Visa Electron Card will be usable in the market during 2014 till the expiry date of the last cards.
The cardholders who are still using them, should start the process of their replacement or migration on the chip Group Card: Visa Inspire  
Advantages & Benefits

  • Safer then having to carrying all your cash with you.
  • Issued free of charge to all our individual customers when they open a current account with us.
  • It provides you with a secure and convenient way to access your current account.
  • Withdraw cash at any of our ATMs or other ATMs in Albania, as well as at over 945,000 ATMs worldwide, 24 hours a day, 7 days a week.
  • Accepted for purchases at millions of merchants worldwide, anywhere the Visa Electron logo is displayed, both in Albania and abroad.
  • Greater control over your expenditures and ability to verify each transaction in you account.
  • No banking fees for purchases using our POS terminals. (see list of merchants)
  • Can be linked to your current account in any currency you desire (LEK, EUR, US$, GBP, CHF), according to your preference.

Using Your Card

  • Withdrawing Cash: Whenever you need cash it can be obtained at any ATM displaying the Visa Electron logo, in Albania or abroad. ATMs are open 24 hours a day, 7 days a week.
  • Insert your card into the ATM unit, then select the desired language (Albanian or English)
  • After selecting your preferred language the ATM will ask for your 4-digit PIN (Personal Identification Number).
  • Upon entering your PIN then you may select the option for the type of transaction you desire to perform (withdraw cash, check account balance, etc).
  • The ATM will display all your desired selections so just follow the screen instructions.
  • POS purchases: To make a purchase through a POS terminal all you need to do is swipe your card or the cashier at the store may do it for you.
  • After swiping the card and the transaction is processed successfully, then the cashier should give you a receipt to sign, and a second copy that you should keep for your own records.







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